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NMLS #330428

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Lenders Raise Loan Limits Ahead of 2023

September 16, 2022September 14, 2022

This November, the Federal Housing Finance Agency (FHFA) will be announcing new conforming loan limits for 2023. Industry experts expect that the federal government will increase the maximum loan limit …

Read MoreLenders Raise Loan Limits Ahead of 2023

Mortgage Rate Update: June 2022

June 3, 2022June 3, 2022

Since the beginning of the pandemic, we’ve been tracking the highs and lows of mortgage rates on this blog. In 2020, we saw week after week of record-breaking cheap rates …

Read MoreMortgage Rate Update: June 2022

New California Program Helps First-Time Homebuyers

May 10, 2022May 10, 2022

Like the rest of the country, the California housing market is now so competitive that it’s become increasingly difficult for residents to realize their dream of buying their first home. …

Read MoreNew California Program Helps First-Time Homebuyers

Big News: FHFA to Make Desktop Appraisals Permanent

October 19, 2021

During the pandemic, people started working from home out of necessity. Even though it’s relatively safe to go back, many companies have elected to make the change permanent, as some …

Read MoreBig News: FHFA to Make Desktop Appraisals Permanent

Blue-lining: How Banks are Factoring Climate Change into Mortgage Decisions

September 22, 2021

As climate change accelerates, a growing number of homes across the country have been destroyed by more frequently occurring natural disasters. In California, wildfires have always been a threat, but …

Read MoreBlue-lining: How Banks are Factoring Climate Change into Mortgage Decisions

Coronavirus: Refinancing Options and Eligibility for Homeowners in Forbearance

January 8, 2021

Thanks to the pandemic, many homeowners were unable to keep up with their mortgage payments, and as of September 2020, 3.5 million Americans have a home loan in forbearance under …

Read MoreCoronavirus: Refinancing Options and Eligibility for Homeowners in Forbearance

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IET Capital NMLS #330428