Mortgage Loan Documents Needs List

All Borrowers

  1. Last 2x years Tax Returns
  2. Most Recent Asset statement with proof of funds for down payment and closing costs or reserves
  3. Copy of valid Government Issued Identification with picture (i.e. – CA DL, Passport etc.)

Wage Earner (W2)

  1. Last 2x years W-2’s
  2. Most recent 30 days worth of paycheck stubs

Self Employed (or 1099)

  1. Business License or CPA letter verifying minimum 2 years self employment

Refinances

  1. Copy of Hazard Insurance (All Properties Owned)
  2. Copy of most recent Mortgage Statement (All Properties Owned)
  3. Copy of most recent Tax Bill (All Properties Owned)
    Los Angeles County Tax Assessor

Purchases

  1. Fully Executed Purchase Contract