All Borrowers
- Last 2x years Tax Returns
- Most Recent 2x Asset statements with proof of funds for down payment and closing costs or reserves (should cover 2x months/60 days — 1x quarterly statement is ok)
- Copy of valid Government Issued Identification with picture (i.e. – CA DL, Passport etc.)
Wage Earner (W2)
- Last 2x years W-2’s
- Most recent 30 days worth of paycheck stubs
Self Employed (or 1099)
- Business License or CPA letter verifying minimum 2 years self employment
Refinances
- Copy of Hazard Insurance (All Properties Owned) w/ Cost Estimator
- Copy of most recent Mortgage Statement (All Properties Owned)
- Copy of most recent Tax Bill (All Properties Owned)
Los Angeles County Tax Assessor
Purchases
- Fully Executed Purchase Contract